The essays on IOW — Open World Lab are personal reflections. Please read them with the following in mind.
Not financial or investment advice
Essays about money and investing describe my own thinking and experience as an individual investor. They are not recommendations to buy or sell any security, and they are not financial, tax, or legal advice. Please make investment decisions based on your own research and, where appropriate, professional advice.
Not medical advice
Essays about fitness and health describe my personal practice. They are not medical advice. Please consult a qualified professional about your health, exercise, or medication.
AI-assisted writing
Each essay starts from a short note written by me and is expanded into English with the help of AI, then published automatically without manual editing. I try to avoid specific statistics or claims I cannot stand behind, but errors may remain.
External works
Books, authors, and products mentioned on this site are referenced for discussion only. Mention does not imply endorsement or affiliation.